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Profile photo of a State Farm Agent named: Kathryn Schram
State Farm® Insurance Agent

Kathryn Schram

48875 Gratiot Avenue
Chesterfield, MI 48051-2616

Gratiot Just South of 22 Mile Rd

Would you like to create a personalized quote?

Would you like to create a personalized quote?

Office Info

Office Hours

9am - 5pm
After Hours by Appointment
Call or text us 24 hours a day!


48875 Gratiot Avenue
Chesterfield, MI 48051-2616



In 1988, I made the decision to become a State Farm Agent, and it has proven to be one of the greatest choices I've ever made. With a Bachelor's Degree in Education from Wayne State University and a lifelong residency in Macomb County, I am passionate about assisting our customers in managing the risks of everyday life, recovering from unexpected events, and achieving their dreams. When I'm not at the office, you can often find me enjoying activities like biking, birdwatching, or capturing nature through photography.

Our goal is to become your preferred choice for all your insurance needs in Michigan. We offer various ways to connect with us on your own terms. Feel free to visit our conveniently located office on Gratiot, just south of 22 Mile in Chesterfield, or reach out to us via phone, online, or text at any time. Our 24 Good Neighbor Service ensures that we are always available to assist you. If you're not familiar with insurance terminology, don't worry – we will explain everything in a simple and understandable manner. We provide free quotes for a wide range of insurance options, including Auto, Home, Renters, Condo, Boats & RVs, Life Insurance, Business Insurance, and more.

Insurance Products Offered

Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health, Pet

Other Products

Banking, Annuities

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We strive to be your preferred choice for all your Michigan Insurance needs. Connect with us on your terms. Stop by our office conveniently located on Gratiot just south of 22 Mile in Chesterfield or call, click or text anytime and take advantage of our 24 Good Neighbor Service. Don't speak "insurance"? Not to worry, we've got your back! We will explain everything in an easy to understand manner.

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The individuals on my team are Anthony Szpotek, who has been the Office Manager since 1992, and Justin Leavy, who joined as a Marketing Associate in 2023.

Anthony Szpotek State Farm Agent Team Member

Anthony Szpotek

Office Manager

My name is Tony and I'm the office manager here at Kathryn Schram's office. I have worked alongside Kathryn for more than 31 years and am proud of all we have accomplished. I provide sound guidance and professional service when it comes to auto, home, or life insurance and believe this superior level of service helps customers find just the right policy to fit their needs. When not in the office, I enjoy spending time with my wife and son.

Justin Leavy State Farm Agent Team Member

Justin Leavy

Marketing Associate

My name is Justin and I've been working in the insurance industry since 2020. I joined the Kathryn Schram team in January of 2023 and I'm thrilled to be part of a team that genuinely cares about taking care of State Farm customers. Whether you're looking to cover your family with life insurance or you need home and auto insurance, I'm committed to taking the time to understand your specific needs. Outside of the office, I enjoy spending time with my wife, cooking, golfing, camping and baseball.